What the receipt adds to a bank transaction

What the bank sends

Example budget app
Albert Heijn−€50.00
Sep 12, 2026
HEMA−€20.00
Sep 12, 2026
IKEA−€30.00
Sep 13, 2026
Total−€100.00

The same payments, with purchase detail

Example budget app
Albert Heijn−€50.00
Groceries−€36.00
Meat−€16.00
Vegetables−€10.00
Alcohol−€10.00
Household−€14.00
HEMA−€20.00
Household−€20.00
IKEA−€30.00
Cafés−€10.00
Household−€20.00
Total−€100.00

What the budget can now show

Example budget app

Categories from the matched purchases

All €100.00 accounted for
Groceries€36.00
Meat€16.00
Vegetables€10.00
Alcohol€10.00
Cafés€10.00
Household€54.00
How does FacturAI add detail to a budget?

You can keep using your own budget app. Right now FacturAI works with Actual Budget; other systems are not connected yet. The example shows what receipt detail adds to a budget you already use.

The family spent €50 at Albert Heijn, €20 at HEMA and €30 at IKEA. The bank already has these three payments, but the merchant names alone do not explain what went into the baskets.

The Albert Heijn receipt explains €36 of groceries: €16 of meat, €10 of vegetables and €10 of alcohol. The other €14 went on household items. At IKEA, €10 was a café visit and €20 was for home; HEMA was €20 for home.

When each receipt is matched and the Actual Budget integration is configured, FacturAI can split those existing payments into the user’s budget categories. The payments stay €50, €20 and €30; together the categories still add up to €100.

From a line on paper to a purchase you can find

AI helps read the document and identify individual purchases. FacturAI stores the reviewed result with its merchant, date and amount.

FRUIT GUMMIES€3.39
BONUSKORTING-€0.50
MLK VOLLE€1.79
6 VRIJE UITLOOP EIEREN€3.69
VOLKOREN BROOD€2.49
STATIEGELD PET FLESEMBALLAGE BON · 1 FLES€0.25
FacturAI
JumboAug 23, 2026
Fruit gummies€2.89
FoodGroceriesSnacksChocolate
Whole milk€1.79
FoodGroceriesDairy and eggsMilk

A category needs changing?

SuggestedDrinks
Your correctionMilk
Noted for next time!
Free-range eggs€3.69
FoodGroceriesDairy and eggsEggs
Wholegrain bread€2.49
FoodGroceriesBakeryBread
Bottle deposit€0.25
SystemDeposit

Purchase

€11.61
  • Items€11.36
  • Deposits€0.25

Reductions

-€0.50
  • Discounts-€0.50

Payment

€11.11
  • PINNEN€11.11
The original line stays with your correction

The photographed receipt mixes abbreviated products, a discount and a bottle deposit in the store’s own order. FacturAI keeps the evidence but gives every purchase the same readable shape and its complete taxonomy path.

If the suggested milk category is wrong, change it. That choice can help with similar purchases in your household later, and you can always review the result. The discount and €0.25 deposit remain explicit and the total still reconciles.

Send receipts, invoices or order confirmations

Shopping happens in stores, online and through delivery apps. Send a receipt photo, choose a PDF or forward an order email.

Telegram

Send one receipt photo to the FacturAI bot.

@facturai_io_bot
Receipt photo
@facturai_io_bot

Got it. I’m processing your receipt.

On the website

Use ADD in the search bar to choose a photo or PDF.

facturai.io
FacturAI
Photo or PDF
Selected fileDelivery_Invoice.pdf
Recognizing receipt…

By email

Forward one order message from your verified email address.

Make the history useful in your own way

Ask a question, inspect individual purchases, or add detail to a budget you already use. These are alternatives, not setup steps.

Ask about spending

On the website, a question gets an answer with the matching purchases behind it.

FacturAI
How much did we spend on coffee in September?
FacturAI mascot

Coffee purchases in September: €20.69 across 3 receipts.

Matching purchases
Sep 15, 2026 · Simon LéveltEthiopia filter coffee
€9.50Full receipt: €26.48
Sep 14, 2026 · Bagels & BeansFlat white
€4.20Full receipt: €11.60
Sep 13, 2026 · JumboCoffee capsules
€6.99Full receipt: €25.84

Only coffee lines count here; other items on those receipts do not.

@facturai_io_bot

How much did we spend on coffee in September?

@facturai_io_bot

You spent €20.69 on coffee in September.

A number you can trace back to its receipts

Ask how much your household spent on coffee in September. FacturAI adds up the coffee purchases it found in that month and shows the receipts behind the answer. It does not count every item on those receipts as coffee.

The website question works now. The Telegram sketch keeps the reply short and offers a way to open the matching receipts. Free-form spending questions in Telegram are still in development.

Explore every detail

Each saved purchase has its own date, store, name, category and amount. Inspect it in FacturAI or work with it in a spreadsheet.

FacturAI
Aug 23, 2026 · Jumbo
Whole milk€1.79
Milk
Sep 15, 2026 · Simon Lévelt
Ethiopia filter coffee€9.50
Coffee
Sep 14, 2026 · Bagels & Beans
Flat white€4.20
Coffee
Household purchases
DateStorePurchaseCategoryAmount
Aug 23, 2026JumboWhole milkMilk€1.79
Sep 15, 2026Simon LéveltEthiopia filter coffeeCoffee€9.50
Sep 14, 2026Bagels & BeansFlat whiteCoffee€4.20
A receipt total is only the beginning

Open your purchase history in FacturAI to see each saved item with its date, store, category and amount. That is useful when a whole receipt total is too vague.

Download those same rows as Excel or CSV. For club members, FacturAI can also keep a Google Sheet up to date automatically.

Use the purchase data your own way

Download the same item-level facts for your own spreadsheets and scripts. Direct agent access through MCP is still in development.

CSV

One purchase per row for a script or spreadsheet.

store,item,category,amount_cents
"Jumbo","Whole milk","Milk",179
JSON

The same purchase as fields your code can read.

{
  "store": "Jumbo",
  "item": "Whole milk",
  "category": "Milk",
  "amount_cents": 179
}
In development
MCP

An agent could ask about purchases and receive the underlying facts.

Your agentFind the milk purchase.
FacturAIWhole milk · €1.79Jumbo · Milk
For builders: the data stays useful beyond one app

A CSV row is useful when you want to inspect purchases in a table or run a simple script. JSON keeps the same fields in a shape that software can process directly.

CSV and JSON exports are available now. MCP is the planned route for connecting another agent to purchase facts; the agent sketch shows a question and one matching purchase, not a live tool call or a promised API schema.

An invitation to the Penny Pinchers’ Club

Explore club membership before you create an account.

Explore membership Try the demo